Privacy Policy
Applicable Laws
The Policy complies with the laws set out in the LPRPSP.
For residents of other Canadian provinces, the specific law of your province will apply, or in the absence of specific law, the Personal Information Protection and Electronic Documents Act (PIPEDA). If there are inconsistencies between the Policy, the law of your province, or PIPEDA, the law of your province or PIPEDA will apply.
For residents of EU countries, the General Data Protection Regulation (GDPR) governs all data protection policies, regardless of where the site is located. The Policy aims to comply with the GDPR. If there are inconsistencies between the Policy and the GDPR, the GDPR will apply.
For residents of the State of California, this Policy aims to comply with the California Consumer Privacy Act (CCPA). If there are inconsistencies between this document and the CCPA, the legislation of the state will apply. If we identify inconsistencies, we will amend our policy to comply with the relevant law.
Consent
By accessing and using the Site, you consent to:
the terms set out in the Policy;
the collection, use, and retention of the personal information listed in the Policy.
Personal Information Protection Officer
- Félix Soyeux
- info@creditfina.ca
- 514-688-5061
Personal Information Collected
Automatically Collected Personal Information
Non-Automatically Collected Personal Information
This personal information may be collected through the following methods:
when you apply to become a volunteer, member, or partner
when you communicate with us for questions or comments
Use of Personal Information
The information collected is used by CréditFina for the following reasons:
To facilitate the use of our websites and ensure that the content is relevant and presented in the most effective way for you and your device
To enable us to process credit requests
To enable us to communicate with you for any questions or comments
To be able to prevent and investigate possible security breaches of our Site or activities that may prove to be prohibited or illegal.
How Personal Information Is Used
Other Disclosures
We are committed to not selling or disclosing your personal information to third parties, except in the following cases:
if required by law
if necessary to comply with a legal order or similar legal action
to prove and protect our legal rights
any entity or potential buyer in the event of a merger or change of control of the company, in whole or in part, and only if the parties enter into an agreement where the communication of personal information is limited to the commercial transaction.
Links to Third-Party Sites
Retention Period of Personal Information
How We Protect Your Personal Information
Minors
How to Access, Modify, Delete, or Contest Collected Personal Information
Cookie Policy
Necessary Cookie
Necessary cookies are crucial for the basic functions of the Site, and it will not function as intended without them. These cookies do not store any personally identifiable data, so no personal information.
Functional Cookie
Functional cookies allow certain features such as sharing Site content on social media platforms, collecting feedback, and other third-party features.
Analytical Cookie
Analytical cookies are used to understand how visitors interact with the Site. These cookies help provide information about the number of visitors, bounce rate, traffic source, etc.
Performance Cookie
Performance cookies are used to understand and analyze key performance indicators of the Site, which helps provide a better user experience to visitors.
Advertising Cookie
Advertising cookies are used to provide visitors with personalized advertisements based on previously visited pages and analyze the effectiveness of the advertising campaign.