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Getting a loan with Creditfina is easy!

Easy application

Complete our online application. It’s quick, easy, and secure.

Fast decision

One of our loan experts will reach out to complete your request the same day.

Get Your Cash

Once approved, you will get your money through e-transfer the same day.

Creditfina is there when you need it.

Fast & Easy

Apply online with our paperless application and get a decision the same day.

No Credit Check

Why bother with banks, papers and credit checks when you can do without?

24/7 Support

Our dedicated team is there 24/7 to receive your application.

100% Secure

Our application process uses the best encryption available.

What are you waiting for?

Request your loan up to $1200 today, risk free!

Our rates

Our loans are minimum of 90 days and a maximum of 180 days. Lending companies partnering with us offer an approximate annual interest rate of 32% APR. If unpaid, the applicable interest rate is 2,66% per month (32% per year). A $500 loan payable every two weeks and refundable in 6 payments will be $141.97 per payment for a total amount of $847.38 and the interest of $58.54. This information is given as an example and considers the brokerage fees added to the borrowed capital. Renewing your loan does not happen automatically, you need to request it. There is a 55$ service charge for insufficient funds. In case of non-payment, a collections agency will call you. A service charge is applicable if your loan is accepted.

Collection and Credit Score

Our company is in compliance with Canadian laws, regulations and legal standards. If a particular situation arises during your repayment period, our collection department will establish a repayment agreement with you based on your situation. Should the debtor default on one of any repayments under this contract, the creditor can demand full payment of any outstanding balance, capital, interest, and costs. All judicial and extrajudicial costs that could be reasonably incurred by the creditor as a result of defects in a contract by the debtor, will be claimed and returned to the creditor from the debtor. In the event that no payment agreement is possible between the debtor and the creditor, the creditor may assign the file to a collection agency, which may affect the debtor’s credit rating/score.